Take control of your cash flow
Open multiple accounts with dedicated IBANs to separate your expense items, activities, and create team budgets
Powerful sub-accounts for all your needs
- A dedicated local IBAN for each sub-account, and unlimited payment cards.
- Mastercards for your employees and to pay for one-off or recurring expenses.
- Transfers all over the world: SEPA instant transfers and direct debits.
- Dedicated account statements.
Do you have surplus cash?
Invest unused funds with Qonto Investments, the smart alternative to a savings account and earn up to 1.94% p.a. variable return (not guaranteed) + 3% p.a. new-customer bonus for your first 90 days.
Organize your expense items
- Put money aside by creating multiple accounts for your most common expenses and manage your company's cash flow as you see fit.
- Save for taxes, payroll, travel expenses, supplier payments...
- Secure funds you shouldn't spend.
Allocate team budgets and track expenses
- Make sure recurring payments come from the right budget.
- Configure employee cards to their team's balance.
- Limit visibility to only specific accounts and their transactions, and secure sensitive information
- Centralize your external accounts and oversee all your transactions and cash flow together
No more manual errors and budget overruns
Safely connect to your external bank accounts and payment services and pilot all your finances without leaving Qonto.
Trusted by 600,000 companies
Trusted by 600,000 companies
Get a dedicated account for each of your activities
Is your company handling several activities? Open an account with local IBAN for each of them to see things clearly.
