Business account. Finance management. Company creation.
Boosted by AI - quietly speeding things up, never acting without you.
Made in France
Qonto is a French company headquartered in Paris.
600,000+ clients
use Qonto daily to run their business.
24/7 human support
We're available via chat, email, and phone.
Business account, AI-powered.
Account remuneration
Earn up to 5%* on your Qonto account balance.
Pay
SEPA & global transfers, virtual cards, & Apple Pay/Google Pay.
Get paid
Invoices with embedded payment links, Tap to Pay & POS terminals.
Credit suite
A range of working capital solutions, integrated into your business account.
Mastercard debit and credit cards
Choose instant or deferred debit. Limits up to €200,000/month.
Qonto AI.
Your choice, your control.
Agents, inside Qonto
Ask Agents directly inside Qonto, right within the workflows you already use.
MCP, in your AI tools
Connect Qonto MCP to the AI tools you already work with every day.
Visibility & accountability
AI drafts the work, you review & approve. All actions logged and traceable.
Compliant invoicing, zero effort
As a Certified Approved Platform, Qonto includes fully compliant e-invoicing in all plans.
Qonto AI drafts invoices & quotes, you review them. Track status and get paid faster with payment links.
AI imports supplier invoices and flags what to check. You review & pay in a click. Reconciliation is automated.
Keep all your tools connected
Connect over 2,000 external tools & accounts directly to Qonto - let all your data sync automatically.
Create your company with Qonto
Simple and fast
Ditch the paperwork. We'll have you up and running in 24 hours.
The right fit for your business
Qonto works for all business structures: SAS, SASU, SARL, EURL, SCI, and micro-enterprises.
We're with you all the way
From start to KBIS, we're with you - and available every day to help.
Our customers say it best
"Qonto adapts as our team grows. No more time-consuming, low-value processes. Employee expense management becomes simple."
Oksana Besnier, Financer Manager at Poiscaille
"I needed to move fast when launching my business. Having a platform like Qonto - bringing all the essential services together in one place - was the best solution for me."
Pierre-Louis Vouteau, Founder of Ooak Data
"I'd recommend Qonto to any entrepreneur looking for more than a bank - a true partner for their projects. I can finally spend time on my sites instead of on the phone with my bank."
André Schmitte, Founder of AS Projects
"I'd recommend Qonto to everyone. In my view, it's the ideal financial management solution for all businesses, regardless of their size or needs."
Pierre-Antoine Errard, Founder of Solarian
Legally protected customer funds
Regulated financial institution
Top standards in IT security & data protection
Complicated?
Not with Qonto.
Open your business account in just 10 minutes.
